As a rule of thumb, it is often best practice to take action sooner rather than later and start small (for most situations). In other words, for inexperienced users who are unsure of what product is best for them: just pick an option (wallet/exchange etc.) now, learn how to use it, and then you can evaluate whether a different product/solution is better for you (at a later time). A problem this guide aims to alleviate is that of “analysis paralysis'“ due to endless options/information overload. Lastly, the above recommendations/definitions are not set in stone for everyone (as there are many variables to consider and also countless ways to go about investing in/using crypto) - the determination of whether you should heed them or not is ultimately your decision and up to your own judgement. A combination and balance of diversification (of capital and or products/communities), doing your own research "DYOR", and taking action should be an effective route!